Financial Supports
At Water Rock Manor, we’re dedicated to ensuring your home-buying journey is seamless and stress-free.
That’s why we’re providing useful resources on financial supports that can help you purchase your new home at Water Rock Manor.
Available Supports
Help to Buy Scheme
The Help to Buy scheme, provided by the Irish government, is designed to assist first-time buyers in securing the deposit needed to purchase their new home.
If you’re purchasing a newly built house or apartment valued up to €500,000, this scheme can contribute up to €30,000 or 10% of the property price (whichever is lower) towards your deposit. It’s a valuable resource to help make your dream of homeownership a reality.
First Home Scheme
The First Home Scheme is a shared equity initiative designed to help first-time buyers bridge the gap between their savings, approved mortgage amount, and the purchase price of their chosen home.
Under this scheme, the Government and participating lenders can provide up to 30% of the market value of your new home in exchange for the same percentage equity share in the property. If you’re also availing of the Help to Buy Scheme, this contribution is capped at 20%. It’s an excellent option to make buying your new home more accessible.
Green Mortgages
A Green Mortgage rewards energy-efficient homes with lower interest rates, promoting sustainability and reducing utility costs. To qualify, your home must have a Building Energy Rating (BER) of B3 or higher. All homes at Water Rock Manor exceed this standard with a minimum BER of A2, ensuring you’re eligible.
Where can I Get a Green Mortgage?
Many lenders offer Green Mortgages. Your lender or broker can guide you on securing the best rate. If you’re using the First Home Scheme, check which participating lenders also provide Green Mortgages:
- Bank of Ireland
- Permanent TSB
- AIB
- EBS
Mortgage Calculator
Buying your first home is an exciting milestone, but it’s also one of life’s biggest financial commitments.
Use this mortgage calculator to estimate your monthly repayments based on the property you’re considering, helping you plan with confidence.